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3 Interesting Facts About Private Lenders You Should Know

March 18, 2022/in Blog /by Bruce Kent

The private lending sector is revolutionizing the commercial real estate industry. Gone are the days when you’d have to waste your time in banks, waiting to complete the lengthy loan process with extensive requirements.

In 2022, quick financing is the way to get ahead of your competitors. If you want to kickstart any commercial project, you’ll have to join hands with a private lender. Keep reading this blog to find three unique facts about private hard money lenders in the US.

Private Lenders Don’t Ask For High Credit Scores

Unlike banks, private lenders don’t require a high business credit score. It’s no secret that in 2020 and 2021, business credit scores have gone through a downward trend, and many firms have struggled to acquire loans through conventional methods.

Amidst these circumstances, private lenders can help you out by providing loan deals to companies with average credit scores. Many reputed private money lenders in the US have created multiple loan programs to cater to clients with different credit scores.

Private Lenders Provide Quick Financing

2022 is a crucial year in the corporate world as many firms will look to make a comeback and stamp their authority in the market. If you want to create a better brand image, you’ll need to spend a lot of money. However, financing your commercial projects is never an easy task.

Luckily, private lenders can help you out! While banks make you wait for an eternity to get the loan application processed, private lenders can complete the whole process within a few days. Popular private lenders have financial teams to analyze your condition and pre-approve your loan application.

Private Lenders Have An Easy Application Process

Bank loans are often rejected because people don’t understand the rigorous application process and fill out the forms incorrectly. However, the private hard money process is simple and streamlined. Many private lenders assist clients individually in filling the loan application forms and guide them at every step of the process.

A private lender working on a hard money loan deal

Private Lenders Can Help You Get Top-Notch Hard Money Loan Deals

Looking for a private money lender? Visit Commercial Private Equity to get top-of-the-line hard money loan deals with interest rates as low as ten percent. Our team has created a state-of-the-art loan program to help our clients get asset-based loan deals as per their requirements.

Our team conducts an efficient underwriting process and pre-approves your loan within twenty-four hours. We provide multiple specialized hard money loans such as commercial hard money, construction, raw land, bridge, workout, and blanket loans.

So, what are you waiting for? Apply for an asset-based loan at Commercial Private Equity.

https://commercialprivateequity.com/wp-content/uploads/Closeup-of-twenty-dollar-notes.jpg 853 1280 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-18 07:07:042022-03-17 09:16:313 Interesting Facts About Private Lenders You Should Know
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How to Select a Private Hard Money Lender?

March 16, 2022/in Blog /by Bruce Kent

Experts estimate the commercial real estate market to reach a value of 1.1 trillion dollars in 2022. The booming commercial real estate market offers many opportunities for firms and investors looking to bounce back into the market in 2022.

However, financing these investments can be a challenge for low-budget firms. Luckily, the emergence of reliable private lenders in the US has made commercial lending easier in recent years. If you want to choose an outstanding private lender, continue reading this blog to learn how to make the right decision.

Always Select A Local Hard Money Lender

If you’ve got a US-based firm, a local hard money lender can close your loan deals quickly. Local private lenders can analyze your financial condition and approve your loan application more efficiently. If you want to get quick financing in today’s cutthroat corporate world, opt for local lenders as they can fast track the loan servicing process too.

Don’t Pick A Private Lender Before Looking At The Testimonials

Many inexperienced private lenders may tell you they offer very low-interest rates and unrealistic lending terms. Undoubtedly, it’s easy to talk the talk than walk the walk. This is why we recommend you always look for reviews of a private lender. You can even talk to previous borrowers to get first-hand information about the reputation of the private lender.

Choose Hard Money Lenders With Multiple Loan Options

Are you looking to start multiple commercial projects in 2022? If your answer’s yes, you know that finding different financing for these projects can be time-consuming. But if you want to save your time, you can select a private money lender who offers several specialized hard money loans to start your projects.

A team of private lenders finalizing a hard money loan deal

Find A Reliable Private Hard Money Lender In The US

Can’t find a trustworthy private lender? You’ve come to the right place! At Commercial Private Equity, our team of financial experts can analyze your financial condition and provide you with hard money loan deals that meet your specifications.

We provide several asset-based loans, including commercial hard money, raw land, construction, bridge, workout, and blanket loans. We’ve been working in the private lending industry in the US for over seventy-five years and offer loans with interest rates as low as ten percent.

You can apply for hard money loans deals at Commercial Private Equity.

https://commercialprivateequity.com/wp-content/uploads/An-individual-holding-multiple-hundred-dollar-notes.png 890 1280 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-16 06:38:502022-03-17 09:17:36How to Select a Private Hard Money Lender?
a person holding dollar bills

The Complete Guide On Hard Money Loans For Beginners

March 14, 2022/in Blog /by Bruce Kent

If you’re considering asking for a loan for the first time, you’ll want to learn everything you can about the process, so you don’t make any errors and can connect with reliable and efficient lenders.

This blog will guide you on everything that will make your lending experience a smooth one.

Things You Need to Know Before Taking out A Loan

Before applying for a loan, lenders will ask you to provide proof of your earnings, credit history, and ratings to ensure you won’t default. Here are a few things you need to know before applying for a loan.

1. Score and History Of Credit

A good credit history and credit score show creditors that you will pay your bills on time. The better your credit, the more likely you can acquire the best conditions for your loan.

Hence, before applying for a loan, it’s a good idea to verify your credit score and report any mistakes that could lower your score and make your loan more likely to be denied.

2. Income

You’ll need to show proof of income with your application, as your take-home pay helps determine your ability to repay the loan.

You must include all of your sources of income, not just your primary ones, such as freelancing income, money from a second job, child support, and spouse’s income.

a person signing a loan agreement

3. Monthly Debt Payments 

You should be aware of your monthly financial obligations as well. If your monthly income is $4,000, but you pay $3,500 toward your responsibilities each month, it’s clear that you won’t be able to pay off the new debt.

A loan application would probably require you to list particular obligations, such as your mortgage or rent payment, as well as any existing credit card or other debt payments.

4. Assets and Liabilities

Your net worth, or your assets minus your liabilities, may be considered by a potential lender. If a difficulty arises, your net worth will determine whether you will be able to repay the loan.

Calculating your net worth and predicting how it will change if you get the loan is an excellent method to stay on top of your finances.

When Can You Use A Hard Money Loan?

1. Purchasing a Distressed Property

Real estate investors frequently seek out properties that they find hard to finance with their own money. You’ll need cash or a loan from a private lender to buy them. In such scenarios, a hard money loan helps you seize a good opportunity as quickly as possible.

It functions as an alternative for cash. It enables you to purchase a property at a lesser cost and adds value to your property while allowing you to repay the loan later.

Close-up of dollar bills

2. Fix-And-Flip

A fix and flip is a real estate investment strategy in which an investor purchases a property at a low price, renovates it, and then resells it for a profit. A decent deal on the property is the goal of any flip transaction.

It’s also critical to be aware of and capable of repairing the property’s flaws. Fixing basic property damages, fire damage, leaky roofs, and other necessary updates can enhance value and profit to a real estate investment. Traditional lending will not be able to fund such a property.

A hard money lender will supply you with the finances to purchase the property, perform the necessary modifications, and resell it for a profit.

3. Purchasing a Foreclosed Property

A foreclosure’s sole purpose is to recover the loan amount that the borrower is unable to repay. The person purchasing the property must have the necessary funds to participate in this process.

You can get a hard money loan to help you buy a foreclosed home. It’s a fantastic deal for you if you can purchase a property for $100,000 less than its worth and only have to borrow $15,000.

A private money lender holding a loan application

How To Boost Your Chances Of Getting Hard Money Loans Approved?

1. Boost Your Credit Rating

When it comes to getting your loans approved, your credit score is quite important. The higher your credit score, the more likely your loan application will be accepted. You must also ensure that your reports are error-free.

Incorrect credit limits, terminated accounts listed as open, and incorrect accounts are all examples of bad credit practices.

Whenever possible, try to pay more than the minimums to increase your credit usage ratio and payment history, both of which have an impact on your loan approvals.

2. Regain a Balanced Debt-To-Income Ratio

One of the smartest moves when applying for a loan is to include money received from a part-time job in your annual income. You might also start a side business to supplement your income or work for a promotion at your current job.

While you’re focusing on raising your income, you should equally be focusing on reducing your debts. You can get this by selling your liquid assets. Your debt-to-income ratio will improve if you increase your income while reducing your debt.

A lower percentage implies that you are in control of your current debt and are willing to take on more, resulting in your loan application being approved.

a person signing a contract with a private lender

3. Don’t Ask For Extra Money

Make sure you’re not requesting too much money. Lenders may consider asking for more money than you require to be risky and suspicious.

You should first identify why you require a loan. After that, you should decide on a specific monetary quantity for your requirements and ask for that amount, nothing more.

Larger debts entail larger loan payments, which affects your ability to meet other financial obligations, putting a strain on your budget.

two men shaking hands finalizing a contract

Looking for reliable private money lenders? Look no further than Commercial Private Equity. We’re leading hard money lenders specializing in bridge construction, asset-based, raw land, commercial hard money, and other specialized loans.

Apart from loans, we also provide commercial hard money loan consultation services to guide you on the best practices for borrowing and repaying loans.

Contact us for more information.

https://commercialprivateequity.com/wp-content/uploads/a-person-holding-dollar-bills.jpeg 750 500 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-14 07:35:332022-03-17 09:20:13The Complete Guide On Hard Money Loans For Beginners
commercial buildings in a city in the US

The Ultimate Guide to Buying a Commercial Property for The First Time

March 12, 2022/in Blog /by Bruce Kent

Investing in commercial real estate is a great way for your firm to earn a fortune, as the market size is expected to increase by 4% in 2022. But things can go sideways fairly quickly in the real estate market if you don’t have the technical knowledge of the industry. Investing in the wrong property can make you lose your company’s money.

Continue reading this blog to learn the best ways to buy a commercial property for the first time.

Determine The Type Of Property You Want To Invest In

Investing in the right property at the right time can help you get ahead of the competition. If you don’t have the technical knowledge of the commercial real estate market, here are some commercial properties you can invest in:

  • Offices: Do you know tech giants like Google and Apple are calling employees back to the office? As the effect of the pandemic fades away, workers are returning to offices. If you want to pounce on this opportunity, consider investing in an office building and renting it out for monthly profits.
  • Retail Shops: As customers return to physical shops, the demand for retail real estate increases. You can use the retail shops to expand your firm and create an exceptional brand image. You can get hefty profits if you get your hands on a retail shop and rent it out.
  • Warehouses: You can invest in a warehouse to manage your firm’s supply chain and rent out a portion of your warehouse to small-scale businesses for some passive income.

Evaluate The Neighborhood

Buying a commercial property at a low price won’t be worth it if the area isn’t safe. This is why experts recommend first-time property buyers to research the neighborhood adequately and only invest once they are satisfied with the area.

Analyze Your Budget And Look Out For Financing Options

Whether you want to buy an office or a retail shop, financing the property is always challenging, especially with real estate prices skyrocketing in the US. We recommend you analyze your budget extensively and then select a property.

If you want to get an out-of-budget property, you can collaborate with private lenders who offer hard money loan deals with incredible lending terms.

A private money lender counting twenty-dollar notes

Get Commercial Hard Money Loans From Private Lenders In The US

Want to get your hands on a hot commercial property but don’t know how? Visit Commercial Private Equity to get asset-based loans for your firm. Our team can help you complete your financial objectives by providing hard money loans with minimal interest rates.

We’ve served several clients in the US, including commercial real estate developers, brokers, large and small corporations. Our team understands the challenges of acquiring a loan in 2022 and has developed an extensive loan program.

Buy your favorite commercial properties by applying for a hard money loan at Commercial Private Equity.

https://commercialprivateequity.com/wp-content/uploads/commercial-buildings-in-a-city-in-the-US.jpg 853 1280 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-12 06:31:182022-03-17 09:21:21The Ultimate Guide to Buying a Commercial Property for The First Time
A land in the US

Raw Land Loan 101: An Investor’s Guide

March 10, 2022/in Blog /by Bruce Kent

Do you know the US has 1.9 billion acres of land? With such vast land potential, many investors are buying raw land to get high returns. However, finding the ideal raw land to invest in isn’t as easy as it sounds.

If you’re looking to purchase commercial raw land, it’s time to opt for a land loan to prevent any financial hassles. Keep reading this blog to find more about it.

Always Inspect The Raw Land Before Closing The Deal

Assessing the raw land beforehand can help you accurately determine the land’s value. This can help you decide the loan amount and prevent you from paying more interest. Without proper research, you can also pay more for the commercial property than you should have and increase your firm’s costs.

Why Should You Get Raw Land Loan?

Whether it’s the service or the manufacturing industry, many sectors of the US economy are looking to make a comeback in 2022. If you want your firm to jump on this bandwagon, it’s time to take a raw land loan.

Firms prefer raw land loans as it gives them the freedom to design their offices and warehouses as per their liking. In today’s corporate era, you must be aware of the importance of brand image, and if you want to create your office in line with your brand image, consider building it from scratch.

If your firm has a low budget, investing in raw land is a better option as they are inexpensive compared to developed land.

Raw Land Financing Options

Unfortunately, banks rarely give raw land loans because they find it challenging to get rid of raw land properties if the borrower fails to pay off the debt. Without banks, your financing options are limited, but that doesn’t mean you should stop purchasing raw land. You can join hands with private lenders who deliver top-of-the-line hard money raw land loan deals to help you get raw land.

A private money lender finalizing a raw land loan deal

Asset-Based Raw Land Loans Available In The US

If you’re looking to get raw land to start your commercial project, visit Commercial Private Equity to get the financing your firm needs. Our team follows a rigorous underwriting process to complete your loan acquisition quickly.

We’ve developed a staunch loan program to cater to multiple clients with different loan requirements. We offer specialized hard money loans like construction, bridge, workout, and blanket loans.

Want to get an exceptional raw land loan deal? Apply at Commercial Private Equity.

https://commercialprivateequity.com/wp-content/uploads/A-land-in-the-US.jpg 564 624 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-10 06:24:082022-03-17 09:21:48Raw Land Loan 101: An Investor’s Guide
Multiple commercial high-rise buildings in the US

How to Invest in Commercial Real Estate: A Step-by-Step Guide

March 8, 2022/in Blog /by Bruce Kent

It’s no secret that real estate investment is still one of the best ways to make money today. However, many individuals and companies struggle to make a fortune in this market because they aren’t aware of the technical knowledge that goes into making the right investment.

Making money from commercial real estate investment can be challenging without adequate financing and efficient strategies. Let’s find out how to invest in the US real estate market.

Step1: Select The Right Property

With the crime rates increasing at an alarming rate, you should check out the neighborhood and ensure it’s safe before buying a commercial property. Buying a property in an unsafe area can drive down its value and decrease the returns on your investment.

Step2: Inspect The Commercial Property Extensively

Many firms purchase a commercial property without inspecting it and face losses. You should inspect the property thoroughly to find loopholes and prevent your firm from making a useless real estate deal.

Step3: Find Proper Financing

The US property market is booming, and commercial property prices are skyrocketing. If you want to buy a commercial property in these circumstances, you’ll need proper financing for it. You’ll have to handle multiple payments in a real estate deal from purchasing the property to paying the brokers.

You wouldn’t want your commercial property deal to go off just because you didn’t have the funds at the right time. You can go to banks for financing, but with the lengthy processes and the stringent requirements, is it worth it? Not at all!

We recommend you opt for private lenders who offer hard money loans. Private money lenders can fast-track your loan application process and provide high-quality lending terms.

Private hard money lenders analyzing a client’s financial condition

Get Commercial Hard Money Loans To Kickstart Your Projects!

Are you looking to invest in commercial real estate in the US? You’ve made the right decision! The team at Commercial Private Equity can help you finance your property purchase. We’ve been a part of the private lending industry for over seventy-five years.

We offer specialized hard money loans, including raw land, construction, bridge, blanket, and workout loans. We use your commercial properties as collateral, and our team has created a loan program to make asset-based loan acquisition easier for our clients.

Get your loan application pre-approved within twenty-four hours by applying at Commercial Private Equity.

https://commercialprivateequity.com/wp-content/uploads/Multiple-commercial-high-rise-buildings-in-the-US.jpg 416 624 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-08 06:10:232022-03-14 06:15:50How to Invest in Commercial Real Estate: A Step-by-Step Guide
A commercial property in the US

What Are the Benefits of Investing in Commercial Real Estate?

March 5, 2022/in Blog /by Bruce Kent

It’s no secret that real estate prices are skyrocketing in the US. If you want to pounce on this golden opportunity, it’s time for you to invest in the commercial real estate market. Whether you want to buy raw land or a ready-made office, you can get high returns on your investment in a short period in the real estate market.

Continue reading this blog to find out more about the advantages of a commercial real estate investment.

Increases Your Income

Purchasing a commercial building can help you amplify your portfolio. It’s no surprise that property value is increasing in the booming real estate market, and buying a commercial property today can help you get hefty monetary benefits in the future. You can even rent out office buildings and make a lot of money every month.

Potential Tax Benefits

Undoubtedly, the pandemic has been financially challenging for firms. If you’re looking to make a comeback in the market, you’d want to maximize cost savings. Many firms lose out a lot of money in tax payments, but what if you could get tax benefits on your investments? Sounds like a great deal, right?

The depreciation value of your commercial investments can be deducted from your taxable income, which can decrease your tax burden. You can also use the 1031 exchange law to avoid capital gains taxes on your commercial investment.

Minimal Tenant Issues

Tired of managing tenant issues? You should invest in a commercial property.

Unlike residential investments, you won’t have to deal with daily tenant issues. Since you’re renting out your property to firm owners, you can expect them to be professional and minimize tenant problems.

An individual holding hundred-dollar notes

Hard Money Loan Deals Available To Purchase Commercial Real Estate

Want to buy your favorite commercial property, but don’t have the funds for it? You’ve come to the right place! At Commercial Private Equity, we’ve been delivering hard money loan deals for our clients in the US for over seventy-five years.

We provide multiple asset-based loans, including commercial hard money, bridge, raw land, and blanket loans to help you get your hands on commercial real estate. We’ve created a top-of-the-line loan program and our experts can pre-approve your loan within twenty-four hours.

So, what are you waiting for? Apply for a hard money loan at Commercial Private Equity.

https://commercialprivateequity.com/wp-content/uploads/A-commercial-property-in-the-US.jpg 1281 1920 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-05 06:15:002022-03-17 08:59:11What Are the Benefits of Investing in Commercial Real Estate?
Multiple commercial properties in the US

3 Myths About Investing in Commercial Real Estate Debunked

March 4, 2022/in Blog /by Bruce Kent

Did you know the global real estate market reached a value of 32.6 trillion US dollars in 2020? This clearly shows the increasing popularity of this market and how firms in the US should invest in it.

However, many US firms don’t put their money in the commercial property market. Why is that? Well various myths about this market prevent firms from investing. Keep reading this blog to debunk popular commercial real estate investment myths.

Myth 1: Investing In Commercial Properties Is Risky

Many firm owners don’t invest in commercial properties because they believe it’s risky. But guess what? With the increasing real estate prices in the US, you can get a high return on your investment in a short time.

Even if you can’t sell the property in the future, you can rent it out to another firm and get steady monthly returns from your property, making it a win-win situation for you.

Myth 2: Commercial Property Investment Is A Hassle

You’ll be surprised to know that commercial real estate investment isn’t as challenging as it sounds. If you hire a private lender, they can guide you at every step of the process and can help you purchase a commercial property in no time.

Myth 3: Commercial Real Estate Investment Is A Burden On A Firm’s Budget

Even though the US real estate market is booming, it doesn’t mean commercial real estate investments will be a burden on your firm’s budget. If you manage your finances efficiently, real estate investment can help you amplify your firm’s portfolio in the future.

Commercial real estate investment won’t be a burden if you take assistance from private hard money lenders. You can get excellent asset-based loans deals with minimal interest rates to kickstart your firm’s commercial projects.

An individual calculating a firm’s budget using a mobile calculator

Get Exceptional Hard Money Loan Deals At Commercial Private Equity

If you want to invest in a commercial property, you should visit Commercial Private Equity to get an outstanding hard money loan deal. We’re a US-based private hard money lender and we offer loan deals with minimum financial requirements. We use your commercial properties as collateral for our asset-based loans.

Our three-level loan program has a different set of requirements that helps a wide range of firms in the US acquire financing. We offer specialized asset-based loans, including commercial hard money, raw land, bridge, blanket, construction, and workout loans.

You can apply for a hard money loan here to kickstart your commercial projects.

https://commercialprivateequity.com/wp-content/uploads/Multiple-commercial-properties-in-the-US.jpg 1277 1920 Bruce Kent https://commercialprivateequity.com/wp-content/uploads/Commercial-Private-Equity-Logo-2.png Bruce Kent2022-03-04 06:14:022022-03-17 08:54:503 Myths About Investing in Commercial Real Estate Debunked

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