Loan Programs


As a private money lender in the US, Commercial Private Equity has built a reputation for an underwriting process that works with the clients to save their time and come up with sensible solutions. Some of our main programs include Office, Retail, and Raw Land Developments. Our loan programs in Atlanta, GA, are designed to be efficient and hassle free.

We offer three commercial loan programs for commercial real estate private equity. Level 1 enables you to purchase apartments only with an interest rate of 5.5% on a minimum of 1 million dollars. Level 2 allows you to purchase any commercial property with an interest rate of 8.12% with a minimum of 1 million dollars. Our level 3 program lets you purchase any type of commercial property with a rate of 9.5% and above for 12-to-24 month-long terms.

Commercial LoanLevel 1Level 2Level 3
Apartments OnlyAll Commercial PropertiesAll Commercial Properties
Rate5.5%8.12%9.5% and up
Term5/305/3012-24 Month Balloon
Loan Minimum$1,000,000$1,000,000$500,000
FICO700650None Required
Tax Return2 YearsNone RequiredNone Required
AssetsEqual to Loan AmountNone RequiredNone Required
PITI Reserve12 Month PITI Reserve6 Month PITI ReserveNone Required
Minimum DSCR1.25x1x1x
BKNot Allowed24 Month SeasoningAllowed
ForeclosureNot AllowedNot AllowedAllowed

We offer the following Real Estate backed programs

  • Purchase
  • Refinance for Rate & Term
  • Refinance with Cash Out
  • Investment Properties
  • Blanket Loans (More than one property)
  • Permanent Placement
  • Corporate and LLC Loans
  • Small Bridge Loans ($1,999,999 and under) 12-24 Months
  • Large Bridge Loans ($2,000,000 and over) 24-36 Months
  • Non-Recourse Mortgages require and extra point due at closing
  • Hard Money Mortgages (For tougher credit scenarios)
  • Acquisition & Development Loans
  • International Loans (Canada, Caribbean, Central America, Mexico and South America)
  • Construction & Renovation Loans

We accept the following commercial property types

  • Multi-Family
  • Mixed Use
  • Retail Buildings
  • Office Buildings
  • Hotels & Motels (Flagged or Non-Flagged)
  • Apartments
  • Warehouse & Industrial
  • Restaurants
  • Golf Courses
  • Bed & Breakfast
  • Self Storage Facilities
  • Single Tenant
  • Gas Stations/C-Store
  • Mobile Home Parks
  • International Land Development
  • Domestic Land Development
  • Acquistion, Development, and Construction
  • Special Purpose Properties